<STYLE type="text/css" title="Danfacet style">
<!--
.a{}
body { background-image: url(tern4.gif); background-color: white;
margin-left: 35pt; margin-right: 35pt; margin-top: 40pt; } 
.dfhead { font-family: Arial Black; font-size: 36pt; color: #FF0000; 
text-align: center; font-weight: bold; }
.dfsuph { font-family: Arial Black; text-align: center; 
font-size: 14pt; font-weight: bold;}
td { font-family: Arial, Verdana;  
font-size: 11pt; font-weight: normal;}
-->
</STYLE>
